When it comes to being involved in a car accident that’s not your fault, insurance company (or driver) should give you money to cover your incurred expenses and any losses that are the result of accident.
According to auto body shop Toronto companies, of course, there may be instances where you have to challenge the driver’s insurance company to attain a settlement that you’re eligible for. What should you know about how to win your automobile accident settlement case?
File A Police Report About Car Accident
You must file a police report after you’ve had an auto accident. Regardless of the damage size, you need to get documentation that the accident occurred.
Have a Doctor Check You Out After Car Accident
Be sure you let a doctor check you over, even if you feel no pain. Sometimes injuries don’t manifest themselves for days, which means you won’t always feel the pain right after the accident. Only a doctor can tell you for sure how seriously you are hurt; if you’re even hurt at all. Have your medical report on hand for when you get ready to settle the accident claim.
Review Insurance Company Car Accident Paperwork
Look at paperwork your company sent you as well as the other driver’s insurance company before signing a single thing. The majority of insurance companies are only in the business to make themselves a profit. If they can get you to settle fast, it means they can save themselves money.
When you settle quickly, they avoid the expenses that could occur down the road when other injuries reveal themselves. They may even try luring you into settling quickly, hoping you’ll settle the matter before you retain a lawyer.
Don’t Immediately Talk To The Insurance Company
Wait several days before you make a statement to yours or the other driver’s insurance company. Both insurance companies will get in touch with you about how the situation transpired. The best thing you can do for yourself is to wait before making statements so you can assess your injuries and damage to your vehicle as well as other expenses.
Take A Little Time Before Settling
Before you settle, take a little time and learn about your car accident case. The insurance company of the other driver is going to offer you much less than you should get. They’ll do whatever they can to generate doubt so you accept the lesser amount in the settlement. What are your case’s weak points? Review similar cases and have a rough estimate to what the settlement amount ought to be.
Offers About Car Accident
The other insurance company should be the one that makes the first offer. There’s no reason to take their offer, and it’s liable that the offer will be much less than your case is really worth. Be sure you have them justify their reasoning for the offer. Be prepared to justify the reasons for not accepting their offer and you asking them for more.
Retain good car accident lawyer.
When you see negotiations failing with the other company’s insurance adjuster, it’s time to retain yourself a lawyer to assist you. The lawyer can mull over the paperwork and ensure you get the most money you can for the settlement. According auto body shop Toronto companies, attorney-related settlements tend to be two times higher than settlements where a person handled the matter themselves.
Auto Body Shop Toronto
205 Hilda Ave. #512
North York, ON M2M 4B1